• ABOUT – DICK YOUNG
  • YWMF – ARCHIVES

Young's World Money Forecast

Since 1978 With a 32 Year Vacation

  • DICK YOUNG
    • FROM RICHARD C. YOUNG
    • THE FINAL INTELLIGENCE REPORT
  • INVESTING STRATEGIES
    • RETIREMENT COMPOUNDERS®
    • GOLD & SILVER
  • DIVIDENDS & COMPOUNDING
    • MIRACLE OF COMPOUNDING
    • DIVIDENDS
  • GRAHAM & RUSSELL
    • BEN GRAHAM
    • RICHARD RUSSELL
  • THE DOW AND THE LEADERS
    • DOW vs. S&P 500
    • DOW vs. DOW DIVIDEND PER SHARE
  • WELLINGTON MANAGEMENT COMPANY
  • YOUR SURVIVAL GUY
  • BANK CREDIT & MONEY
  • THE PRUDENT MAN

No Second-Guessing, No Deviation from Focus

May 17, 2019 By Richard Young

Here’s what I told you, all the way back in February of 2015: stay fully invested. I wrote:

Stay Fully Invested

As I’ve written ad nauseam, I do not get in and out of the markets. I maintain my fixed income/equities balance, adjusting as time passes (fast) for my age. For an investor who is crafting a dividends/interest-oriented portfolio to pass along to heirs, I can live with a 75/25% equities/ fixed income mix. But where income and safety in retirement is the target, the reverse ratio is optimal—no second-guessing, no deviation from focus, and no market timing to be tolerated.

PPPP—Your Guide

I think a policy of PPPP will keep you and your family on a proper track. Here I am referring to my goal to Preserve and Protect via Perspective and Patience. If my PPPP immediately strikes you as a theme that makes you warm and fuzzy, I am excited for your future success. If instead such a seemingly boring approach leaves you cold, you still have my warmest regards, but also my great concern for your future success.

If your investment plan is strong, you shouldn’t be tempted to second-guess it, or deviate. A good plan will prepare you for the risks you’re willing to endure given your time horizon. If you need help crafting such a plan, request a free consultation with a member of the seasoned investing staff at my family-run investment counsel firm, Richard C. Young & Co., Ltd. by clicking here. Once contacted, you will be guided through a no-obligation review of your portfolio by an experienced professional. You too can build an investment plan that requires no second-guessing.

Related

Filed Under: Investing Strategies

Compensation was paid to utilize rankings. Click here to read full disclosure.

RSS New From Young Research & Publishing

  • Your Survival Guy: Learning the Rules of Life
  • BIDEN’S AMERICA: Foreign Investment Fell to $151 Billion in 2024
  • U.S. LNG Projects and Market Shifts
  • Canada Faces Major U.S. Tariffs as Trade Disputes Intensify
  • Your Survival Guy: JAWS, Woods Hole and YOU
  • New U.S. Magnet Plant Announced in Multibillion-Dollar Defense Deal
  • Trump Slaps 50% Tariff on Brazil
  • Billionaire Mining Entrepreneur Praises Trump’s Copper Tariff
  • Your Survival Guy’s Boat-Shoes-on-the-Docks View
  • Would the Pat Buchanan Plan Work Today?

RSS New From Your Survival Guy

  • Your Survival Guy: JAWS, Woods Hole and YOU
  • Time Stands Still: Against the Current
  • Are Private Equity’s Excess Returns Disappearing?
  • Your Survival Guy: “You Wouldn’t Have Liked It”
  • ESG Doesn’t Stand Up to Scrutiny
  • WARNING: Your Survival Guy and Gal in the Fog
  • Survival Guy: An All-Weather Balanced Portfolio
  • A Bazooka Fired at Private Equity
  • NYC, Crypto, ESG, the Haves and the Have-Yachts
  • Beware the ‘Democratization’ of Investing

Search Our Site

Richard C. Young & Co., Ltd.

–Client Letter Sign Up–

Sign up to receive email alerts when our latest client letter is posted on our website.

Copyright © 2025 · About Dick Young · Terms & Conditions