• ABOUT – DICK YOUNG
  • YWMF – ARCHIVES

Young's World Money Forecast

Since 1978 With a 32 Year Vacation

  • DICK YOUNG
    • FROM RICHARD C. YOUNG
    • THE FINAL INTELLIGENCE REPORT
  • INVESTING STRATEGIES
    • RETIREMENT COMPOUNDERS®
    • GOLD & SILVER
  • DIVIDENDS & COMPOUNDING
    • MIRACLE OF COMPOUNDING
    • DIVIDENDS
  • GRAHAM & RUSSELL
    • BEN GRAHAM
    • RICHARD RUSSELL
  • THE DOW AND THE LEADERS
    • DOW vs. S&P 500
    • DOW vs. DOW DIVIDEND PER SHARE
  • WELLINGTON MANAGEMENT COMPANY
  • YOUR SURVIVAL GUY
  • BANK CREDIT & MONEY
  • THE PRUDENT MAN

Write These Six Words Down

June 5, 2019 By Richard Young

If you are looking for the best advice I can give anyone getting started in investing, you’ll need to travel back to November 1989. At the time, I was debriefing on the Blanchard’s NCMR New Orleans Investment Conference of that year, at which I had spoken. An attendee asked me a question, and my answer included the six most important words in investing. I wrote of the scene:

THE MOST IMPORTANT WORDS IN INVESTING

I’ve just returned from speaking at the biggest investment conference in the U.S. I now speak at only one national conference per year, and Blanchard’s NCMR annual extravaganza is clearly the place to be. My “Double Your Money” seminars were packed with Intelligence Report subscribers, and I was delighted to personally meet so many of you. The seminar/workshop format is an excellent forum for in-depth strategy discussions and detailed answers to subscriber questions.

Most of Us Are Risk-Averse

What questions were asked most often? Over three-quarters of the queries had to do with zero-coupon bond strategies, risk/reward, and interest rates in general. Indubitably the majority of conference attendees were risk averse and looking for ways to make money while sleeping well in the process.

One woman from the Midwest asked me what I thought were, in just a few words, the most important guidelines in investing. My short reply: “full faith and credit,” and “compound interest.”

Write those six words down and remember them when you set out to review your family financial plan.

I urge you today, as I did then, to make compounding and fixed income the corner stones of your investment portfolio.

Related

Filed Under: Dividends & Compounding

Compensation was paid to utilize rankings. Click here to read full disclosure.

 

RSS New From Young Research & Publishing

  • The Value of Diversification
  • Battery Storage Boom Powers the US Energy Transition
  • US Labor Market Softens as Payrolls Turn Negative
  • Mortgage Rates Edge Higher This Week
  • Why the US Moved to Prop Up Japan’s Weakening Yen
  • Pressure Rises to Raise Rates
  • US Labor Productivity Accelerates in Second Quarter
  • Cyberattack Wave Hits Leading Wall Street Investment Firms
  • Technology Industry Continues to Lead US Layoffs
  • AI Agents Go Rogue in Security Test

RSS New From Your Survival Guy

  • The Value of Diversification
  • Is It a Buyer’s Market?
  • Does Your Lazy Cash Need a Summer Job?
  • Pressure Rises to Raise Rates
  • INFLATION: We’re Going to Fix That
  • Putting Some Power Away in the Pantry: Part 9
  • America’s Energy Future
  • The Pickpocket of New York
  • Speed to Power: DOE Prioritizes Power Generation
  • Barometers on the Stock Market, Socialism, and YOU

Search Our Site

Richard C. Young & Co., Ltd.

–Client Letter Sign Up–

Sign up to receive email alerts when our latest client letter is posted on our website.

Disclaimer:

The information contained here is for informational and educational purposes only. It is not intended nor should it be considered investment advice or a recommendation of securities. Past performance is not a guarantee of future results. It is possible to lose money by investing. You should carefully consider your investment objectives and risk tolerance before investing.

Copyright © 2026 · About Dick Young · Terms & Conditions